Empowering socially and economically disadvantaged sections of society by
strengthening their financial capabilities
Our Manifesto
What can we do?
We can teach a woman to save
So that she can educate her children
And give them a better future
A unique approach to financial inclusion
With a unique approach to
financial inclusion, women are
empowered to partake in
financial decisions…
Stories of Empowerment
Runamoni Deka, a small farmer from Morigaon, Assam, took a loan to purchase three cows. Unfortunately, one passed away and another took ill, rendering her helpless. Wiser after Mein Pragati, Runamoni, now invests in livestock insurance so that her farming activities withstand uncertainties.
Runamoni Assam
Armed with their budget diary, good money management practices, and a renewed sense of confidence, Manalisha SHG today profitably sells lady fingers and chillies in the local market. The group is also considering hybrid and seasonal crops at their greehouse to sustain healthy cash inflows all year round.
Manalisha SHG Kamrup, Assam
Tara invested her late husband’s death benefit in a small business - producing shopping bags and puffed rice for sale in the local market. With her income, she now sends her children to school. An inspiration to her SHG, Tara’s fellow members have also started producing shopping bags.
Tara Goalpara,Assam
My husband is the best example of the benefits of maintaining the Mein Pragati Budget Diary. When I assessed our household expenses after two months, we realized that my husband’s gutka addiction cost us nearly Rs.10,000 annually. Since then, he has given up tobacco for cheaper mouth fresheners.
Pushpa Kanwar Sikar, Rajasthan
In our village, women’s inputs were hardly ever taken for financial decisions. But the CRISIL Mitras helped us change that.
Aarti Bhargav Ajeetgarh, Rajasthan
I lost money in a chit fund. But now, I understand that I should check the credibility of a plan/policy/scheme before making an investment.
Rupu Kahar Assam
A few words of encouragement from a CRISIL Mitra and new found financial awareness saw a confident and resourceful Suranjana emerging... she approached an MFI for credit with which she could begin packaging tea for sale. Today, she sells about 30 kg per month, has become a direct seller of various products for a local shopping mart, and has also engaged her husband in her small businesses.
Suranjana Assam
The CRISIL Mitras introduced many families to the Jan Dhan schemes; the families saved to purchase cattle & increased income selling milk, and related products.
Murari Lal Gurjar Rajasthan
I increased my household income by more than 50% after Mein Pragati Financial Capability sessions.
Fatema Begum Assam
Rural folk much like their urban counterparts, aspire to live comfortably and provide for their families. What often stands in the way of these aspirations is an inherent lack of awareness and access to financial linkages. It is this divide that Mein Pragati strives to bridge.
Mein Pragati short film Success stories
Eventhough the village women are not that educated, they are now aware of the bank and ATM procedures
Dhaniram Deka (CRISIL Mitra) Morigaon zonal officeScenes From the Field
The Mein Pragati Lifecyle
We implement best corporate
practices for sustaining and driving
the programme.
The Mein Pragati Lifecyle
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Mein Pragati It starts with the CRISIL Mitra.
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SHG members in Kamrup, Assam at the start of a Mein Pragati session.
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Interactive financial capability building sessions engage participants, making learning a natural outcome.
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A participant ponders over a picture card, to analyse a situation.
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Mein Pragati helps women develop the habit of financial discipline with budget cards.
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The journey continues with Mein Pragati advanced financial literacy modules.
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Pre testing before launching the module in a new state.
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Making Financial Capability Building interesting with a fictional central charachter, Rukma..
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SHG members & the CRISIL Mitra deliberate to help Rukma from Rajasthan make the right financial choices.
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Participant dons the traditional Rajasthani lugdi in yellow as she becomes Rukma.
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Mein Pragati community events are a platform for participants to interact with financial service providers.
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Participants signing up for social security schemes at a Community Mela in Rajasthan.
Our Field Force
Our on-ground volunteers
facilitate financial capacity
building interventions.
Our Field Force
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Handholding participants is key to driving Digital Financial Inclusion.
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Financial Counseling: A CRISIL Mitra helps SHG members understand their financial health status over 3 months.
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A CRISIL Mitra assesses a budget card as we draw the curtains on our advanced financial literacy modules.
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The CRISIL Mitras at a practise session
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CRISIL Mitras being trained for Digital Financial Inclusion using feature phones
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Sakhis at a monthly review meet
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A Sakhi checks in on participants after a life cycle
Programme Partners
