Certificate Programme on Working Capital Appraisal and Monitoring

Registration for this programme has been closed, pls download the brochure for future session.

 

Summary

 

Objective

 

  • Get an overview of credit risk and understand the basic credit concepts including jargons
  • Understand various appraisals like borrower appraisal, technical appraisal, economic appraisal, etc.
  • Learn in detail about the working capital cycle and the determinants of working capital finance
  • Learn various types of working capital assessment methods and to apply the same to different borrowers
  • Understand the basic concepts of Financial Statements like P&L, B/S, Cash and Funds Flow
  • Understand the credit appraisal process for working capital finance
  • Build knowledge of the cash credit system and supply chain financing
  • Understand the CMA format as per RBI guidelines
  • Understand the importance of Monitoring Borrower Accounts and adopt necessary follow up mechanism

Target Audience

 

  • Credit Officers / Risk Officers / Relationship Managers / Managers at Banks and NBFCs
  • Finance and Accounts Officials from Large Corporates

 

Course Structure

 

Duration: 3 Days

 

Day 1

 

Session 1

Credit Appraisal – Non Financial Aspects

 

Session 2

Analysing Working Capital requirements

 

Session 3

CMA Format – Financial Statements and Assessment of Working Capital – CMA Forms I to III

 

Session 4

CMA Format – Working Capital Assessment - Funded

 

Day 2

 

Session 1

Understanding components of Working Capital & Assessment methods – MPBF calculation, differences, applicability, etc.

 

Session 2

Assessment of Working Capital – Non Funded Limits i.e. in the form of LCs and Guarantees

 

Session 3 & 4

Case Study on Working Capital Assessment both Funded and Non-Funded

 

Day 3

 

Session 1

Exercise on Working Capital Assessment – Fund Based and Non-Fund based

 

Session 2

Cash Flow Analysis and Working Capital Management

 

Session 3

Monitoring of Working Capital Limits

 

Session 4

Q&A- Answering specific queries of participants

 

Trainer Profile

 

Over 26 years of rich banking experience across functions and business verticals with State Bank of India, ABN Amro Bank NV and IDBI Bank Ltd. Sound understanding of Branch Management, Credit and Operations, and other business functions at Branches and Corporate office levels. Re-engineered systems and business processes for extensive use of technology in the changing Banking scenario to improve productivity, control and customer satisfaction. His specialties are around training on Revenue maximization, Retail Banking, Branch Banking, Corporate Banking, Credit Risk Management, Credit Marketing, Negotiation skills for bankers.

 

Training dates - December 20-22, 2018

Training location - Mumbai

Training fees - ₹40,000 + applicable taxes