Overview of credit risk and the basics of credit appraisal
The contemporary credit appraisal process in banks for the assessment of working capital facilities – funded and non-funded
Understanding the best process of borrower, business and financial appraisal
The basic concepts of relevant financial statements – profit & loss (P&L) statement, balance sheet (B/S) and funds flow using case studies
Target audience
Banks, non-banking finance companies, microfinance institutions, investment and wealth management companies, finance and accounts division of corporates, MSME promotors, company secretaries, CFAs, rating and equity research companies, and analysts
Course Structure
Day 1
Session 1: Credit appraisal
Session 2: Case study-based approach: Financial appraisal
Day 2
Session 3: Working capital assessment methods: Fund
Session 4: Working capital assessment methods: Non-fund based
Trainer Profile
He is a senior banker with more than 3 decades of experience in Public sector, private, foreign bank & NBFC. During his career he has set up the Retail Banking Division & was the Country Head of Retail Liabilities & Preferred Banking. He also set up the first metro branch of a leading foreign bank at Chennai, headed the New Products Division & the Internet Banking Division. During his association with these organisations he has managed large corporates, SMEs & MSME’s right from, the marketing, relationship management, credit appraisal & monitoring. Has also held positions at CXO level in a Pharmaceutical Company, Consumer Durable Manufacturer & an Affordable Housing Finance Company.
He has been regularly conducting training programmes for large corporates, SME & MSMEs for banks & NBFCs in India. He has also conducted training programmes for the Sri Lankan banks. During his consultancy experience he was instrumental in setting up an export division and restructuring of facilities with the banking system for his MSME & Consumer Durable Company in India.
Training dates - May 08-10, 2024 Training fees - ₹ 40,000 + applicable taxes
