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Summary
Objective
To impart the understanding of what credit rating is all about and how the entire credit rating exercise can be put to a far more meaningful use than the mere usage of rating symbol.
To help understand what can be expected from a rating agency.
To help a discerning lender distinguish between one credit rating agency and the other. He may then direct his borrower to get his debt instruments through the carefully chosen credit rating agency.
To impact understanding about the flurry of regulations the sector has seen in the past couple of years and its impact on various stakeholders.
Target Audience
Professionals involved in credit assessment or credit review processes while it will be beneficial to anyone who wishes to understand and make use of credit ratings.
Course Structure
Duration: 1 Day
Session 1
Overview and Key concepts of Credit Rating
Session 2
Evolution of regulations for credit ratings in India
Rating transition and default study
Comparison of Indian rating scale with global rating scales
Credit rating business models
Structured Ratings
Session 3
Taking support of rating and rating agency to do initial screening of prospective borrowers
Session 4
Recent circulars of SEBI and its implications
Trainer Profile
He is a chartered accountant with about 17 years of experience including over 12 years of experience in credit rating domain. He had earlier worked with IDBI Bank Ltd and CRISIL Ltd. He has extensively worked in credit rating of financial services companies including banks, NBFCs, HFCs, broking companies small finance banks and insurance companies. He has particularly specialized in gold loan companies, MFIs, retail asset NBFCs and affordable housing finance companies. He has worked with clients across the rating spectrum - from B category to AAA rated clients and across geographies in the country. Having been a rating committee member at CRISIL enables him to bring in macro perspectives as well.
