To provide necessary skills for complete financial statement analysis, including reading financial statements and analysing ratios, using various methods.
Target audience:
SMEs and corporate business managers
Product managers
Credit managers
Credit Analyt
Participants interested in upskilling themselves on methods of financial analysis
Course Content
Day 1
Session 1
Financial statements
Balance sheet
Profit and loss statement
Cash flow statement
Most important terms in financial statements
Session 2
Financial ratio analysis
Profitablility ratios
Liquidity ratios
Leverage ratios
Efficiency ratios
Evaluating debt servicability using ratios Understanding limitations of ratios with examples
Day 2
Session 3
Advanced financial analysis concepts
Capital structure
Degree of leverage
Dupont analysis
Session 4
Methods of financial analysis (using Excel)
Vertical (common sizing)
Horizontal (trend analysis)
Debt service coverage ratio (DSCR) sensitivity
Liquidity analysis
Breakeven analysis
Trainer Profile
Trainer is an experienced banker having worked in various roles from SME, Mid corporate to Supply Chain Finance. He regularly trains bankers on banking strategy and functional domains including credit assessment, export credit, supply chain and forex. He is a MBA by education.
