The two-day workshop will help participants build an analytical framework for detecting early warning signs in their portfolio of accounts
The case studies will highlight the importance of identifying relevant non-financial and financial indicators well in time to detect the possibility of borrowers becoming stressed in the near term
Target audience
Credit analysts, credit managers, risk managers, senior relationship managers in marketing, mid and large corporates, and branch managers handling large portfolios
Course Structure
Day 1
Session 1
Case study based approach in understanding the changing macroeconomic dimensions of Indian business environment and understanding the reasons for the present stress in banks’ portfolio
Session 2
Non-financial indicators of early warning signals
Day 2
Session 3
Case study of an FMCG company and how to use the financial statements and indicators effectively to identify early alerts
Session 2
Case study based approach for analysing financial statements
Trainer Profile
He is a senior banker with more than 3 decades of experience in Public sector, private, foreign bank & NBFC. During his career he has set up the Retail Banking Division & was the Country Head of Retail Liabilities & Preferred Banking. He also set up the first metro branch of a leading foreign bank at Chennai, headed the New Products Division & the Internet Banking Division. During his association with these organisations he has managed large corporates, SMEs & MSME’s right from, the marketing, relationship management, credit appraisal & monitoring. Has also held positions at CXO level in a Pharmaceutical Company, Consumer Durable Manufacturer & an Affordable Housing Finance Company.
He has been regularly conducting training programmes for large corporates, SME & MSMEs for banks & NBFCs in India. He has also conducted training programmes for the Sri Lankan banks. During his consultancy experience he was instrumental in setting up an export division and restructuring of facilities with the banking system for his MSME & Consumer Durable Company in India.
