Topic
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Sub-topic
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Introduction to Home Loans w ith overviewof market scenario
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- Introduction to Home Loans w ith overview of market scenario
- Fixed Rate Vs Floating Rate Loans
- Home Loans under Priority Sector
- Affordable Housing Scheme
- Credit Assessment for Home Loans – Salaried Segment
- Credit Assessment for Home Loans – Self Employed / Businessperson
- Credit due diligence in Home Loans
- Credit delivery / disbursal methodology for Home Loans
- Key aspects in Balance Transfer / Loan Takeover
- Key aspects in Home Loans for :
- Public Housing Project
- Redevelopment Projects
- Rehabilitation Projects
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Introduction to Loan Against Property
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- Introduction to Loan Against Property
- Assessment for Home OD product
- Assessment for Home Improvement Loan
- LAP as a Working Capital Product
- LAP as a Term Loan product
- LAP as a Subordinated Debt in a Project Loan
- Assessment for Lease Rental Discounting
- Risk factors in Lease Rental Discounting
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Project Finance for Real Estate
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- Project Finance for Real Estate – Housing
- Project Finance for Real Estate – Commercial
- Project Finance for Real Estate – Mixed Use
- Financing for Shopping Malls
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Case Studies
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Case studies for –
- Home Loan for Salaried Segment
- Home Loan for Self Employed Segment
- Home Loan for Af fordable Housing Segment
- Home Loan for Redevelopment Project
- Home Loan for Public Housing Project
- LAP for Business
- LRD Proposal
- Builder Funding for Residential and Commercial Real Estate
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Regulatory aspects for mortgage loans
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- Exposure norms
- Ref inancing and /or Restructuring of exposure
- Commercial Real Estate
- Risk weightage and Capital Adequacy
- Income Recognition and Provisioning Norms
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