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Vehicle Loans

 

In this eLearning module on Vehicle Loans - Online training module - Online training module, we will learn about the credit assessment methodologies used to evaluate loans for high-end premium segment bikes, four-wheelers used as commercial vehicles, dealer funding and service centers. We will also look at building a borrower scorecard.

 

Coverage and structure for eLearning module

 

Topic

Sub-topic

Overview of Automobile Industry
  • Overview of Automobile Industry
  • Credit Assessment for Two Wheeler Loans – Salaried Segment
  • Credit Assessment for Two Wheeler Loans – Self Employed / Businessperson
  • Credit Assessment for Two Wheeler Loans – Commercial Use
  • Credit Assessment for Four Wheeler Loans – Salaried Segment
  • Credit Assessment for Four Wheeler Loans – Self Employed / Businessperson
  • Credit Assessment for Four Wheeler Loans – Commercial Use
  • Credit due diligence in Vehicle Loans
  • Credit delivery / disbursal methodology for Vehicle Loans
  • Key aspects in Balance Transfer / Loan Takeover
  • Credit Assessment for Used Cars Loans
  • Credit Assessment for Dealer Funding
  • Credit Assessment for Service Centres
  • Credit Assessment for Accessories Retailer

Case Studies
  • Case Studies for
    • Credit Assessment for Two Wheeler Loans – Salaried Segment
    • Credit Assessment for Two Wheeler Loans – Self Employed / Businessperson
    • Credit Assessment for Two Wheeler Loans – Commercial Use
    • Credit Assessment for Four Wheeler Loans – Salaried Segment
    • Credit Assessment for Four Wheeler Loans – Self Employed / Businessperson
    • Credit Assessment for Four Wheeler Loans – Commercial Use
    • Credit Assessment for Dealer Funding
    • Credit Assessment for Service Centres
    • Credit Assessment for Accessories Retailer

Score Card based Algorithmic Credit Decision.
  • Developing a Score Card based Algorithmic Credit Decision.
    • Identification of Target Segment Elements
    • Identification of Risk Factors
    • Identification of Experiential Data Elements
    • Identification of Regulatory Impact Elements
    • Identification of data sources
    • Assignment of weightages for each parameter
    • Assignment of scoring scale for each parameter
    • Scoring formula for final score

 

 

Module Fees: Rs. 2500/-                                  Access period: 3 months                                 Learning time: 3 hours

 

 

Steps to purchase

 

  • Go to CRISIL Learning platform https://training.crisil.com/
  • On https://training.crisil.com/ (CRISIL Learning platform) – sign up to create your unique login ID and password
  • Once your account is set up, search for "Vehicle Loans" from the search bar
  • Select the e-learning module - Vehicle Loans, and click on buy now; it will get added to your cart
  • Click on 'Cart' and purchase the module(s) with your debit or credit card
Detailed steps

Features of eLearning modules:

 

 

Real life case studies

 

Real life case studies built leveraging our expertise in research, ratings & risk solutions

 

Expert Speak

 

Insights incorporated in eLearning, based on 15+ years of classroom training experience

 

Glossary & Resources

 

End to end structure comprising basic definitions to advanced readings

 

Visuals for workflows

 

Use of visuals to show a complex process or workflow

 

Interactive examples

 

Interspersed with practice exercises and interactive examples to help apply concepts

 

Knowledge checks

 

Knowledge checks at the end of each topic to ensure absorption of concepts

 

Animations

 

Animations & Characters to make complex concepts easy to learn

 

Gamification

 

Final assessment questions & gamification at the end of the module to ensure learning objectives are met