Under the prism of IND-AS 109/ IFRS 9, risk-based pricing has assumed fresh significance for lenders’ business strategy. It is imperative that lenders align their loan pricing to the provisioning requirement in a forward-looking manner.
In the context, CRISIL Business Intelligence and Risk Solutions (BIRS) is conducting a webinar to address key aspects of an effective risk-based pricing framework in the current regulatory environment, leveraging its experience and scientific methodologies to price lending products for banks and financial institutions.
During the webinar, experts would discuss:
The need for a fresh look: How the prevailing global regulatory environment (with special focus on IND-AS / IFRS9) shapes the conversation on risk-based pricing
Through a new lens: Risk-based pricing frameworks and how these have evolved to meet strategic needs over time, and the current market practices
Tailoring the fit: Understanding underlying components and differential treatment for various loan products
Integration: The practical challenges with implementation of the framework
