Creation of a robust tool to optimize credit assessment

 

Objective

 

A US-based financial services firm wanted to create an end-to-end real-time system for credit portfolio assessment.

 

Challenges
 

  • 200,000 business rules creating difficulties in monitoring, changing and enriching data pipelines.
  • Poor data quality limiting trust in data.
  • Challenges handling non-English languages in underlying data.

Approach
 

  • Sourced over 250k reports and processed 2Bn+ fields of data.
  • Performed data enrichment, validation and quality assurance.
  • Designed, created and maintained databases to store the data.

Impact
 

  • Credit analysts were able to focus on core analytical activities.
  • Standardized and optimized processes.
  • Achieved a 99.99% data accuracy threshold.
  • Reduced time for data sourcing, extraction and integration.

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