We systematically develop and enhance ESG policy and governance frameworks, ensuring alignment with regulatory standards and industry best practices. We provide comprehensive support in assessing existing ESG strategies, identifying gaps and designing tailored lending policies to integrate ESG into the decision-making process.

Crisil's streamlined approach to collect, analyse and report ESG-related data ensures data integrity and accuracy. We customise solutions to integrate ESG data across platforms, ensuring transparency and alignment with global taxonomies. By outsourcing ESG data management, FIs gain a scalable, efficient and strategic advantage.

We help integrate ESG across banks' coverage universe using bespoke assessment frameworks and scorecards by leveraging data analytics and industry benchmarks. Our sector-specific materiality-based proprietary frameworks aligned with established global standards help lending portfolios to achieve net-zero targets. The frameworks can be converted to customised quantitative scorecards tailored to your lending needs, or concise ESG tear sheets for efficient analysis and reporting.

We develop customised frameworks and tools to enable FIs to assess the financial and reputational implications of biodiversity risks and opportunities and incorporate them into their lending strategy. By leveraging advanced biodiversity metrics, we help you assess dependencies and impacts on ecosystems, mitigating risks and aligning with emerging global biodiversity targets such as Task Force on Climate-Related Financial Disclosures.

Crisil assists FIs in conducting comprehensive ESG due diligence during credit appraisal processes. We help identify and assess ESG risks and opportunities associated with borrowers and investments, ensuring alignment with regulatory requirements and ESG objectives. We leverage robust data-driven methodologies to evaluate borrowers’ ESG practices, supply chain risks and sector-specific ESG challenges, integrating these insights into credit risk assessments.

We assess transition plans of borrowers to ensure alignment with ESG milestones such as net zero and regulatory expectations. We assist in evaluating borrowers' strategies for reducing carbon emissions, adapting operations to low carbon economy and meeting industry-specific ESG targets by analysing key aspects such as feasibility, timelines, financial implications and adherence to commitments.

We provide targeted engagement support for banks to enhance ESG integration to facilitate meaningful dialogues with portfolio companies, promoting improved sustainability performance and generating long-term value. A due diligence-based approach, utilising customised questionnaires of each borrower’s unique circumstances, addresses material ESG risks and opportunities. Comprehensive tracking and monitoring of all engagement activities provide valuable data-driven insights to demonstrate impact and inform future decisions.

We assist FIs in collating, validating and presenting ESG metrics effectively. We help design comprehensive reporting frameworks, aligned with global standards such as Task Force on Climate-Related Financial Disclosures, Global Reporting Initiative, and Sustainability Accounting Standards Board ensuring transparency and consistency in ESG data. This tailored approach enables FIs to communicate ESG performance clearly, manage reputational risks and demonstrate commitment to responsible banking practices.