Data Analytics & AI

Data Analytics is vital for financial institutions to leverage the vast number of data points and diverse data sources, in order to identify trends, assess risks and make data driven strategic decisions in a competitive environment.

Crisil Integral IQ offers comprehensive solutions across data analytics, Gen AI enabled services and automation tools designed to accelerate time to market, optimize periodic reviews and ongoing monitoring. By harnessing these, financial institutions elevate the quality of research, streamline their risk assessment processes, scale valuation for private debt and automate ESG workflows.

This helps institutions to bring incremental efficiencies across workflows, simplify research and analysis, boost accuracy, and reduce processing time consumption enabling them to gain a competitive advantage in the market.

15,000

Monitor more than 15,000 covenants annually, including financial and non-financial covenants

10+

Credit+EWS is built on Crisil's next generation data and analytics platform and implemented across 10+ banks

30%

Comprehensive coverage of 60-70% of the report sections via Gen AI that provides an efficiency of more than 30% for preparing a credit report

95%

Unlock 30-50% efficiency gains with our financial spreading solution, which achieves 95% data extraction accuracy, optimized for credit assessment and financial disclosures.

GenAI Enabled Services

GenAI-powered solution for credit risk assessment with ‘human-in-the-loop

An innovative AI-powered solution with 'Human in loop' approach helps generate credit assessment reports by leveraging proprietary prompt library aligned with the GICS architecture. Inbuilt AI guardrails for reducing hallucinations and information loss

Learn more - Crisil GenEye Credit: Crisil's GenAI solution for credit report-writing

Solution for analyzing the impact of GenAI on BFSI workflows

In-depth analysis of GenAI automation potential, associated cost savings, and multi-agent system blueprint

ESG analytics workflow automation for public and private assets

Integral IQ has designed a platform that automatically processes corporate disclosures and applies our client's proprietary ESG framework to calculate scores, metrics, and generate qualitative insights

Automation Tools

Credit + EWS

Credit + EWS: Centralized platform for tracking early warning indicators

Our EWS solution leverages data, rule-based flags and multi-dimensional trigger libraries to detect changes in credit quality, provide risk managers actionable insights and manage corrective action plans. EWS helps monitor the quality of credit portfolio and lower loan loss contingencies.

Covenant Guard

Covenant Guard: Customizable covenant workflow solution with dynamic dashboarding

Covenant Guard enables periodic covenant monitoring, covenant validation, and covenant headroom analysis. Our solution allows risk officers to receive system generated alerts on material deterioration of covenant headroom and covenant status reports. Additionally, users have the ability to drill down on the dashboards.

Data XMine and SMART

Data XMine and SMART: Proprietary data extraction and digitization platform for financial disclosures

Data XMine is a D-I-Y data extraction engine that specializes in data extraction by leveraging a system-assisted approach which offers high accuracy. SMART is a financial spreading platform that facilitates model management and workflow digitization, including ESG workflows.

Credit + ICON

Credit + ICON: Platform for e2e credit risk management needs of financial institutions

Credit + ICON is an integrated risk management platform that allows users to host and maintain credit risk scorecards, perform financial spreading, and calculate risk measures. It enables credit risk managers to perform advanced analytics, enhance credit risk assessment quality and boost efficiency.

Data Analytics

Data Strategy

Developing an end-to-end data strategy that comprehensively cultivates enterprise data capabilities to unlock value across the data lifecycle.

Data Architecture and Integration

Designing and developing the infrastructure to integrate the business, data, and technology landscape.

Data Management and Governance

Establishing and implementing accountability for data, enforced by the policies and standards used to govern and control data across the information management lifecycle.

BI & MI Reporting

Designing and delivering MI systems, dashboards, and visualization capabilities that provide accurate, timely, and democratized data.

Advanced Analytics

Developing or enhancing analytics strategies and supporting in use case development and delivery across the analytics spectrum, utilizing AI and ML to automate and enhance capabilities.

Crisil advantage

Cross functional talent pool of specialists: Our cross-functional talent pool of experts from data science, technology, and domain-specific fields unites to develop automation-enabled solutions, driving meaningful impact in our industry.

Boosting operational efficiency and accuracy with GenAI: By automating manual tasks, GenAI significantly cuts processing time by 30%-50%, allowing teams to focus on more strategic activities. It offers stakeholders dependable, data-driven insights for informed decision-making. Furthermore, the system design ensures easy scalability, meeting the expanding requirements of businesses.

Streamline workflows through cutting edge solutions: Our tech-enabled accelerators optimize workflows for rapid decision-making through use of dashboards and actionable playbooks, ensuring alignment with industry best practices.

The problems we solve

Research

Covenant
Monitoring

Case Studies

Raising your covenant
monitoringnous

Early Warning
System

Case Studies

A dynamic Credit Monitoring System that lowers Loan-Loss Contingency

Turning scattered market
data into meaningful
business insights

Mutual fund case