Gain an understanding of stressed and potentially stressed loans
Grasp the likely impact of the Covid-19 pandemic on different sectors of the economy and potential need for restructuring/resolution
Develop a pre-emptive approach through early warning signals (EWS) and refinancing
Examine the resolution options (including soft and hard debt restructuring) available and legal recourse
Targeted audience
Intermediate level - credit managers, credit analysts, risk managers, and relationship managers with work experience of 4-5 years.
Course Structure
Day 1 :
Session 1:
Overview of the stressed assets scenario and Understanding restructuring Impact analysis of Covid-19 on economy and industry
Session 2
Refinancing options and early warning signal
Day 2
Session 3
Learnings from the erstwhile resolution schemes and understanding RBI revised prudential framework and its aftermath
Session 4
Understanding the Insolvency and Bankruptcy Code process, debt recovery tribunal process and Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest (SARFAESI) Act process
Trainer Profile
He is a senior -banker with more than 25 year experience working in Public & private sector banks.He has worked extensively in the area of Credit Assessment for Small and Medium Enterprises (SME). He has worked in overseas branch where he was responsible for Trade Finance and Treasury Back-Office for both money market and forex dealing room. During his banking career he was also member of the Corporate Debt Restructuring Empowered Group and worked on several high value debt restructuring proposals across industry sectors.
He has been conducting training programs in in Foreign Exchange and Trade Finance, Corporate & Commercial, Retail Banking , Debt Collection & Fraud Risk. He has also conducted trainings for leading bank in Sri Lanka.
