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Managing Stressed Assets

 

In this eLearning module on Managing Stressed Assets - Online training module, let’s familiarize ourselves with additional options for managing stressed assets, such as SDR, outside SDR, S4A, and 5/25. Let’s also understand RBI’s new framework for resolution of stressed assets. Additionally, let’s look at debt recovery options.

 

Coverage and structure for eLearning module

 

Topic

Sub-topic

Strategic Debt Restructuring (SDR) and Outside SDR
  • The Need for SDR
  • Objective of SDR
  • Important Aspects of SDR Implementation
  • Enablers and Hurdles—Lender’s Perspective

Scheme for Sustainable Structuring of Stressed Assets (S4A)
  • Objective of S4A
  • Enablers and Hurdles—Lender’s Perspective

Flexible Financing Scheme
  • The Need for 5/25
  • Objective of 5/25
  • Resolution Plan
  • Asset Classification and Provisioning
  • Advantages from Lender’s Perspective
  • Advantages from Promoter’s Perspective

Stressed Assets Resolution- Revised Framework
  • Most important change
  • Inclusions and exclusions
  • Changes in CRILC reporting
  • Changes in Resolution Options
  • Successful implementation of Resolution Plan
  • Resolution Plan implementation for lower AE
  • Asset Classification and Provisioning
  • Account upgrade
  • Lack of satisfactory performance
  • Additional Finance
  • Income Recognition
  • Recognising Unrealised Income
  • Valuation of Converted Debt Instrument
  • Change in ownership
  • Sale and Lease back transactions
  • Refinancing in Foreign Currency

Traditional Recovery Options
  • Deciding Parameters for Recovery Options
  • Security Assessment
  • Recovery Methods
  • One Time Settlement
  • SARFAESI
  • Asset Reconstruction Company
  • Advantages and Disadvantages of ARCs
  •  Debt Recovery Tribunal
  • DRT—Application Disposal and Appeal
  • Delays in Recovery

 

 

Module Fees: Rs. 2500/-                                  Access period: 3 months                                 Learning time: 3 hours

 

 

Steps to purchase

 

  • Go to CRISIL Learning platform https://training.crisil.com/
  • On https://training.crisil.com/ (CRISIL Learning platform) – sign up to create your unique login ID and password
  • Once your account is set up, search for "Managing Stressed Assets" from the search bar
  • Select the e-learning module - Managing Stressed Assets, and click on buy now; it will get added to your cart
  • Click on 'Cart' and purchase the module(s) with your debit or credit card
Detailed steps

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